The competition between lenders is just one of the reasons there is so much variety for consumers. Some offer loans without a guarantor. Some will be great for people with good credit scores. Others will be better suited to those with a bad credit rating.
Same day loans are available on the weekends. You can apply as usual for your same day payday loans 365 days a year. Some lenders can pay out a loan over the weekend; however, others may pay out the loan on the next working day.
What different types of same day loans are there?
Unlike in the past, when same day cash loans had a rather negative image and reputation, many lenders now see them as a natural and important part of their business. Due to increased competition amongst lenders and the greater need for such loans, many direct lenders now offer a wide range of same-day loans, including those for people with bad credit and ones that do not have a guarantor.
Can I get a loan today with bad credit?
Yes. When you search for a loan with New https://paydayloansohio.net/cities/fairfield/ Horizons, we understand there are situations where a customer might not have an excellent credit rating. It can be due to a simple mistake or mismanaged finances. While our lender partners offer finance to those with good credit scores, we also excel at finding deals for customers with a less than excellent credit rating.
We believe you shouldn’t be punished for a prolonged period because of a mistake. Our high approval rating shows how successful we are at finding the right deal for people, no matter what their situation is.
Applying for a loan with New Horizons will not harm your credit rating. Initially, only a soft credit search is performed, which doesn’t show up on your credit report and will not impact your chances of obtaining credit in the future. Once accepted a reputable lender will perform a full credit check. The FCA requires this, so be wary of any lender that offer no credit check loans, as they are either not regulated or lying.
Many lenders prefer to focus on your current situation rather than your credit history, meaning we can help people who might have struggled to be approved in the past.
Find your best rate loan without needing an initial credit check.
‘Soft Credit Match’ technology matches your profile with our industry-leading panel of Financial Conduct Authority (FCA) approved direct lenders without leaving any mark on your credit record.
How do I apply for a same day loan?
Same day loans are available online. We’re always looking for ways to make our service quicker and easier for our customers. Our user-friendly online application will help you to get your hands on the emergency funds you need as quickly as possible. Once approved, the funds can be in your account within fifteen minutes*.
We acknowledge that same day loans are not for use as a long-term financial solution. Customers are looking for the best deal from a lender that can help them out of a difficult situation, so we always try to design our processes with the potential urgency of our customers in mind.
How much can I borrow today?
At New Horizons, you can apply for same day loans online from ?50 to ?5,000. The length of time you select to repay your same day loan can vary from 3 to 36 months. We have a high acceptance rate, so it’s worth applying even if you think your credit isn’t the best.
