We filed for bankruptcy in 2014 as a result of my ex billing up my charge cards. He didmt take responsibility for them when we broke up. Now I’m in a relationship and i would like to get married but my boyfriend doesn’t wish to marry me cause he’s afraid so it’s likely to affect and harm their credit. We do not understand what to do and I also dont desire get wait 7 yrs for this to be wiped out. .
My advice is to not marry some body which had announced a bankruptcy
.I married a person which had announced bankruptcy.He ran up credit cards,took out an equity line on our home .and ran up massive levels of financial obligation. We experienced to divorce him .They are financially irresponsible and don’t learn their training.
This short article had been extremely well written and I also really appreciate the writer for the input. If you’re engaged and getting married, please check with your CPA or your accountant about filing married filing seperately. It might be a much better choice in some instances.
I happened to be hitched now divorced . He told me because we were married are credit was one when i was married my ex spouse ran up credit cards in his name got stuff for his mother . So I was had by the Attorney consent to signal papers for the bankruptcy chapter 7. now it is often over 7 years and it also continues to be on my credit file! so what can I actually do to have this down my credit file??
Well you CAN’T get to court unless all of your ducks have been in a line, for this if he has a good lawyer, they would prepare him. Yes, the court cab ask to get more paperwork, but no laywer that is good likely to waste time and theirs going to trial unprepared. You additionally have to pass through a means test, meaning you need to make almost no as well as your financial obligation needs to meet or exceed the minimal demands to register both in kinds. You might also need to record all your valuable assets, property, cars, your your retirement accts, precious jewelry, etc. of which it really is considered will probably be worth a lot, you might be needed to sell some to cover the debt off. Additionally a bankruptcy is general public record. If I had been you? I’d be super cautious. Doesn’t sound right. Trust your gut.
exactly How do you want to determine if he turned up for court and when all things are done. My boyfriend said he decided to go to court currently and chapter 7 had been filed nevertheless the attorney keeps asking him to simply simply simply take paperwork that is additional court such as for instance W2s, bank statements. What’s going on. And that can an individual man without any young ones file chapter 7 as he has a good task. Maybe there is a paper that claims chapter 7 vs chapter 13. PS…..background checks have offered me personally useless and a waste of $$$. ?
Just just exactly How do you want to determine if he arrived for court of course all things are done. My boyfriend stated he went along to court currently and chapter 7 ended up being filed however the attorney keeps asking him to simply just take extra documents to court such as for example W2s, bank statements. The proceedings. And will a single guy with no young ones register chapter 7 as he features a job that is good. Maybe there is a paper that claims chapter 7 chapter that is vs. PS…..background checks have actually offered me personally useless and a waste of $$$.
We married a man that is single filed for bankruptcy but ended up being too sluggish to truly notice it through. He would not appear for court to address this problem fully so their supposed “bankruptcy” came ultimately back to haunt us later on once we sent applications for a home loan to purchase a property. Now, 10 yers later, he received a tiny inheritance after the loss of their moms and dads & he’s got currently blown thru that too. To top it well, he didn’t have sufficient withholding applied for at that time he received the funds so guess whom got stuck having a tax that is huge on April 15? It was got by you. Would it is done by me agin? NOT A WAY! Live using the man; simply don’t mingle any of one’s funds together. Also without moms and dads whom left me personally any such thing, I’m still better off financially I ever will be with him without him than.
I’m within the comparable situation. The man i’m seeing said genuinely which he filed for bankruptcy under chapter 7 year that is last. Credit bills debts had been due residing away from means in the final marriage. He claims he could be a person that is changed. I will be somebody who lives inside her means and financial obligation offers me anxiety. I do want to understand the repercussions of marrying guy that is such. Because I would getting low interest and later for some unavoidable reasons we split up if we get loan after marriage in my name to buy some property. Exactly 
exactly exactly What could be my monetary duties for the reason that situation? I wish to understand all of the problems i might face therefore that i will be ready for just what i’m going into. Any advise?
I became in this case… We needed to register a ch. 7 BK as my ex-husband had not been being accountable and left the homel home & second home loan back at my shoulders as he went and “played”. I attempted to complete the right thing, I tried w/o his assistance, to brief purchase the house… no fortune. The financial institution had been a stinker.
I discovered with that and the home so… I filed out he was maxing out his credit cards, etc and I just new it was going to end badly for me.
we hated it we admit. My credit history had been 800 prior to the divorce or separation, but I felt NO choice was had by me. In this manner, my future and someone else down the line to my future may be fixed and so they won’t need to keep that burden of my previous wedding.
