Fees Table
#The fresh new payable flat rate of interest / payable facility costs is at 3.5% p.a. to own 12 months and a couple of years, and you can step three.0% p.a great. for three years, forty eight months and you can 60 days. The newest particular energetic rate of interest (EIR) was at six.40% p.an excellent. having 12 months, six.58% p.a beneficial. to own 2 yrs, 5.68% p.a. for three-years, 5.67% p.a beneficial. having forty eight days and you can 5.64% p.a great. getting sixty days. EIR ‘s the expression of your own comparable to the newest apartment focus rate / payable facility charge quoted over having fun with compounding as well as on a keen annualised rate of interest / payable facility charge base.
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Qualifications
- Monthly instalment payable must be paid-in complete including any a good overdue count throughout the previous declaration.
- Or no monthly instalments gets overdue, attract and you may later payment fees could be levied towards the eg delinquent instalment and also other delinquent number on the CIMB Borrowing from the bank Cards membership in accordance with the Cardmember’s agreement.
- Later commission costs: S$one hundred was billed if (i) complete percentage of one’s a fantastic equilibrium (the spot where the a good balance are S$fifty or less) isn’t acquired of the percentage deadline; otherwise (ii) if your minimum fee (in which the a fantastic harmony is higher than S$50) given throughout the statement isn’t acquired from the commission owed date.
- Interest: 2.158% four weeks (productive interest rate twenty five.9% p.a beneficial. at the mercy of compounding if your fees aren’t paid back in full) to the deal count, chargeable on a regular basis regarding day of send up to receipt out of full percentage (minimum costs regarding S$2.50).
Whether your lowest percentage isn’t obtained completely of the commission due date of any Charging Declaration, fund charge would-be levied at the speed away from dos.333% 30 days (effective interest out-of twenty-eight% p.a beneficial. subject to compounding) chargeable several times a day, on the particularly wide variety due to the fact is actually owed and you will owing (susceptible to at least monthly fees off S$2.fifty or like almost every other contribution since the can be dependent on the Bank). This new finance fees tend to return back to the energetic interest away from 25.9% p.a beneficial. whenever minimum percentage is obtained entirely from the percentage owed date. One changes or reinstatement interesting price will take effect out of the newest day of these Billing Statement just after the new commission owed go out off a relevant Charging you Report.
One of the reduced online typed speed among banks into the Singapore at the time of 1 June’22. Terminology & Standards get the brand new CIMB CashLite Private Instalment Loan – NTB Interest rate and you will Cashback Strategy 2022. Excite click here to the full Words & Criteria.
*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions
^Just applicable getting CashLite Personal Instalment Loan applications recorded thru CIMB website which have lowest mortgage period off 3 years and you will acknowledged mortgage number of S$5,one hundred thousand or higher. Terms and conditions ruling the CIMB CashLite Personal Instalment Mortgage – NTB Rate of interest and you can Cashback Venture 2022 implement. Please click here having complete conditions and terms.
1 The accepted interest could be computed based on their chance reputation and could range from new wrote rate. If you’re a unique CIMB Credit Cardmember, might discover a trip off CIMB Bank once the CIMB Borrowing from the bank Card’s recognition.
Take note minimal amount borrowed was S$1,000 and become granted to all in all, 90% of your credit limit.
For all Terminology & Criteria with the CIMB CashLite Private Instalment Loan, you can learn much more of the simply clicking the links below:
| New-To-Financial Promotion | Current Consumers | ||
|---|---|---|---|
| Rate of interest (p.a) | Productive Rate of interest (p.good.) | ||
| Accepted Loan amount | Cashback Obtained | ||
| Estimated Monthly Repayments | |||
| couple of years | three-years | forty-eight Months | 60 Days |
| CashLite Flat interest rate# |
